Grab your coffee—here’s a money move: mortgage rates just dipped to their lowest since last October, now at 6.5%. That means more folks are jumping at the chance to refinance and maybe save on monthly payments. But heads up: even with lower rates, only about 28% of homes are affordable for the average buyer. So, if you’re house hunting, you might need to look at smaller places or new neighborhoods. Still, dropping rates could mean a little more wiggle room in your budget! #RealEstate #mortgage #refinance