Thinking about buying a home or already paying off one? Good news: mortgage rates have dipped, putting about $1,600 a year back in homeowners’ pockets. That’s like a free coffee every day! But don’t get too comfy—experts say rates might bounce up a bit soon. Still, with the housing market cooling off, buyers have more wiggle room. If you’re house-hunting, now’s a smart time to run the numbers and see if you can snag a deal before rates climb again. #RealEstate #mortgage #homebuying