Ever since I became unable to work due to an accident, every day has been filled with uncertainty. Rent, bills, medication costs—each one felt like a little mountain pressing down on me. Back then, I even doubted whether I could continue living independently. Fortunately, I received SSDI (Social Security Disability Insurance). I remember the first time my benefits hit my account—I was sitting on the kitchen chair, staring at the bank transfer notice, and a wave of relief washed over me. It wasn’t a lot of money, but for me, it meant I could pay rent on time, buy my medications, see doctors, and not worry constantly about whether I could make it through each month. The cost of living keeps rising, so every dollar counts. In 2025, SSDI increased the COLA (cost-of-living adjustment), and my monthly benefits went up by a few hundred dollars. While it’s not huge, that extra money lets me buy healthier food and occasionally join community activities, have a chat with friends, and feel a small taste of freedom again. Policy changes can also bring stress. A few months ago, the Social Security Administration announced plans to recover overpaid benefits, and I immediately felt my heart sink. If too much were deducted, my day-to-day life could fall apart. Luckily, the policy was adjusted—the recovery rate was reduced to 50%, and beneficiaries were allowed to apply for relief. That moment made me realize how even small policy changes can directly impact my sense of security and quality of life. Most people may not understand what living on SSDI really means. For me, it’s not just about money—it’s a form of dignity and independence. Every policy change, every benefit deposit, tells me: even though my body has limits, I can still manage my life and keep moving forward.