Let me give you some truthful information. When SS began in the 1930's there was no stock pile of money there to start paying the elderly. SS money comes from all the people paying in to SS right now. do you think there is a SS bank account with your name on it, and when you reach 65, the government starts pulling from that account to give you your SS payments. it's a lie that SS will run out of money, that could only happen if the government stops making people right now stop paying their SS now out of the payroll checks