Here’s a coffee break tip: mortgage rates have finally dipped below 6% for a 30-year loan—the lowest in three years! If you’ve been holding off on buying a home or refinancing, now might be your window. The Fed’s been hinting at more rate cuts, but lenders may have already baked those into current offers. If today’s rates fit your budget, consider locking one in before the next market twist. You could save big on monthly payments! #RealEstate #MortgageRates #HomeBuying