Thinking about switching up your retirement savings? Converting a traditional IRA to a Roth IRA means you pay taxes now, but your money grows and comes out tax-free later. It’s a smart play if you think you’ll be in a higher tax bracket down the road. Just watch out for a bigger tax bill this year and a five-year wait before you can touch those funds penalty-free. It’s all about timing and your future plans! #Business #MakeMoney #MoneyHacks