Here’s your coffee break reality check: a record wave of Americans are retiring, but the old playbook doesn’t work anymore. With pensions fading out and costs like healthcare and housing rising fast, many folks could run out of money sooner than expected. The big drama? Most of us are counting on Social Security, but future payouts aren’t guaranteed. Time to double-check your savings plan and maybe rethink that early retirement dream! #Business #RetirementReality #MoneyTalk