Quick coffee break scoop: Private credit firms are handing out loans like candy, and your 401(k) might be footing the bill. Unlike banks, these firms aren’t tightly watched, so risky loans can sneak through. If too many borrowers can’t pay up, regular folks could see their retirement savings take a hit. It’s like déjà vu from 2008, but this time it’s not just mortgages—think car loans, data centers, even plastic surgery bills. Keep an eye on where your money’s parked! #Business #MakeMoney #MoneyLifehacks