Here’s a wake-up call: Most Americans expect their retirement savings to last 22 years, but with rising costs (especially healthcare!), that might be a stretch. The big move? Save more now and start living a little more like a retiree—think fewer takeout lattes, more home brews. Every raise, stash half away before you even notice it. The earlier you start, the more you’ll have for those golden years (and maybe a few fancy coffees, too). #Business #MakeMoney #RetirementHacks