Here’s a coffee break reality check: retiring doesn’t mean your credit card debt disappears, and yes, creditors can still sue you if you stop paying. But here’s the twist—most of your Social Security and pension money is protected by law, so even if a lawsuit happens, they usually can’t touch those funds. If you’re juggling debt on a fixed income, don’t panic—know your rights, negotiate with creditors, and get advice before making any moves. Protect your peace of mind! #Business #MakeMoney #MoneyHacks