Ever notice it’s tougher to get approved for a loan these days? Banks are getting pickier, especially if you’re retired or on a fixed income. Higher interest rates and economic jitters mean more paperwork, stricter credit checks, and sometimes smaller loan offers. If you’re a senior, it might feel like jumping through hoops just to cover a surprise expense. Tip: Keep your credit active and shop around—credit unions or community banks might cut you a better deal! #Business #MakeMoney #MoneyHacks