Every year, people drop big bucks on holiday gifts—then regret it when the bills hit. The top splurges? Spoiling kids, trying to impress others, and buying pricey gifts just because. If you’re feeling the pressure, try the four-gift rule for kids (want, need, wear, read) or get creative with homemade presents. Your wallet (and future self) will thank you! #News #HolidaySpending #GiftSmart