Did you know losing a spouse can totally change your Social Security game? Survivor benefits have their own set of rules—like needing to reapply, possible tax hits, and even kids or exes getting a slice. One big surprise: you don’t get your spouse’s delayed credits, so your monthly check might be less than you expect. If you’re still working, your benefits could shrink, too. Bottom line: knowing these twists early can save you from money headaches later. #Business #MakeMoney #SocialSecurity