Feeling squeezed by new savings taxes and shrinking ISA limits? Here’s a money move for your next coffee break: If you’ve got a chunky savings pot and a mortgage, an offset mortgage could help you dodge extra tax. Instead of earning taxable interest, your savings reduce your mortgage bill—meaning less interest to pay and no tax on the benefit. It’s not for everyone, but for high earners running out of tax-free options, it’s a clever way to keep your cash working for you without locking it away. #RealEstate #MoneyHacks #TaxTips