Coffee break tip: After you retire, what you do with your 401(k) or IRA can make a big difference in how long your money lasts. Rolling your savings into an IRA can give you more control and flexibility, but watch out for tax traps if you take a lump sum. And don’t forget to plan for healthcare costs—those can sneak up fast! The key is mixing up your income sources and keeping an eye on taxes so your nest egg goes the distance. #Business #MakeMoney #RetirementHacks