Thinking about raiding your 401(k) to pay off credit card bills? Hold up! Most folks can’t use a 401(k) hardship withdrawal just for credit card debt—the IRS saves that for big emergencies like medical bills or avoiding eviction. Even if you could, you’d face taxes and penalties, and your retirement savings would take a hit. Instead, check out options like debt consolidation or talking to a credit counselor. Your future self will thank you! #Business #MakeMoney #MoneyHacks