Making over $126K a year sounds like financial freedom, but for one Philly resident, it meant facing nearly $60K in debt and considering bankruptcy. The real eye-opener? He didn’t even know how much he owed until he sat down and tracked every dollar. Turns out, takeout and random spending added up fast. The Ramsey Show hosts stressed that budgeting—actually seeing where your money goes—can be the game-changer. Cutting back on extras like dining out isn’t glamorous, but it beats letting debt spiral. Anyone else surprised how easy it is to lose track, even with a solid income? #Business #MakeMoney #PhillyFinance