Coffee break tip: The Fed just trimmed rates again, making home equity loans a bit cheaper. If you’re eyeing a $50K loan, your monthly payment could now be around $482–$611, depending on your payback plan. The real move? Don’t just stick with your current lender—shop around for the best deal and use those offers as leverage. A little rate drop can mean extra cash for your budget! #RealEstate #FedRateCut #HomeEquity