Here’s a coffee break tip: Jim Cramer says if you’re retired, don’t let your grocery or rent money ride the stock market rollercoaster. Pull out what you’ll need for the next five years and park it somewhere safe. Then, use Social Security and annuities to create a steady paycheck. Why? Because surprise medical bills or a market dip can mess up even a millionaire’s plans. It’s all about sleeping easy while your money works for you! #Business #MakeMoney #RetirementHacks