Thinking about buying a home? Don’t expect a miracle drop in mortgage rates anytime soon. Experts say rates might dip a bit by 2026, but they’ll still hover around 6%. That means monthly payments will stay pretty steep compared to the good old days of 2021. The real drama? Many homeowners are hanging onto their low pandemic-era rates, so there aren’t a ton of houses for sale. If you’re waiting for a big break, patience is key! #RealEstate #MortgageRates #HomeBuying