Ever wonder if you still need life insurance once your 401(k) hits $1 million? Meet Bob, who’s five years from retirement and questioning if those $150 monthly premiums are worth it now that his wife is set to inherit his nest egg. The catch: even with a big 401(k), taxes and unexpected expenses can eat into that cushion. Keeping life insurance could mean extra peace of mind for your spouse, especially if you still have debts or want to cover big costs like long-term care. Always crunch the numbers before making the call! #Business #MakeMoney #retirementplanning