Next time you’re topping up your coffee, here’s a hot take: Jim Cramer says you don’t have to settle for just riding the market wave with index funds. He claims he beat the market for 14 years by picking individual stocks, arguing that Wall Street isn’t as smart as it thinks. Still, he admits index funds are a safe bet for most folks—think set-it-and-forget-it for your 401(k). So, want to try your hand at stock picking, or stick with the autopilot? #Business #Market #InvestingTips