Thinking about buying a $500,000 home in 2026? You’ll need to bring in at least $110K to $140K a year, depending on your debts and down payment. Even with mortgage rates dipping, monthly payments (with taxes and insurance) could top $3,200. If that’s a stretch, try paying down debt, boosting your credit score, or looking in lower-cost neighborhoods. Homeownership is still possible—just takes some planning! #RealEstate #HomeBuyingTips #MoneyHacks