Big news for anyone dreaming of owning a home: mortgage rules are getting a makeover! The UK's financial watchdog wants to make it easier for first-time buyers and freelancers to get a loan, with more flexible payment options and even using your rent history as proof you can handle a mortgage. AI could speed up approvals, and there might be more interest-only options for those expecting a pay bump soon. Homebuying might just get a little less scary! #RealEstate #mortgage #homebuying