Think you’re bad with money? Rachel Cruze says you might be doing better than you think. If you’ve got more than $400 stashed away, can pay bills before payday, and are chipping away at debt, you’re ahead of most Americans. Even just checking your bank account regularly puts you in the money-savvy club. The big shift? Most people are struggling with basics, so small wins matter. Celebrate your progress—being able to give a little or save a little means you’re already winning at money life. #Business #MakeMoney #MoneyHacks