Thinking about buying a home? Warren Buffett’s crew says, watch out for hidden costs! Mortgage rates are steady in the low 6% range, but your first payment timing, insurance, taxes, and surprise HOA fees can sneak up on you. Even your utility bills and repairs might be more than you expect. Before you fall in love with that dream house, make sure you budget for all the extras—your wallet will thank you! #RealEstate #MortgageTips #HomeBuying