Thinking about buying a place with a pool, gym, and perfect lawns? Don’t let shiny amenities distract you from the real cost: HOA fees. These monthly bills can jump unexpectedly if the HOA’s savings (aka reserve funds) are low. If the community’s budget looks thin or there are lots of surprise charges, you could be on the hook for big repairs. Always ask for the HOA’s financials before you buy—future you will thank you! #RealEstate #RealEstateTips #HomeBuying