Thinking about buying a home? Here’s the scoop: mortgage rates are still bouncing around, but locking in your rate now could save you thousands. If you wait for rates to drop, you might get burned if they jump instead. A rate lock means your payment won’t change, even if the market goes wild. Just remember, if rates drop after you lock, you might miss out unless your lender lets you renegotiate. The real hack? Prep your credit, save for a bigger down payment, and don’t stress about timing the market perfectly. #RealEstate #mortgage #homebuying