If you’re retired and living off your nest egg, here’s a coffee break tip: Vanguard’s VWOB ETF is quietly serving up monthly cash flow with a 5.66% yield and a bonus 13.5% price bump this year. Most folks stick to classic dividend stocks, but this fund’s emerging market bonds mean your money works harder, with a side of global flavor. Heads up: payouts are taxed as regular income, so consider stashing it in your IRA for max benefit. #Business #Market #RetirementHacks