Ever been tempted to split a big purchase into easy payments, even when you could just pay in full? That’s the Buy Now, Pay Later (BNPL) trap. Sure, it feels like a smart move—no interest, and your cash keeps earning a little interest in your account. But here’s the catch: breaking up payments can make you feel richer than you are, leading to more impulse buys. Plus, those tiny savings? They’re often not worth the risk of late fees or less consumer protection. Sometimes, swiping your credit card (with cashback and buyer protection) is the real win. #Business #Market #MoneyTips