Going from debt-free to $30,000 in the red—even with a $300K income—shows how easy it is for lifestyle upgrades to quietly undo years of financial progress. Carlos and his wife in Miami splurged on travel, new cars, and family treats after the pandemic, only to find themselves back in debt. Their story isn’t rare: many folks, especially Gen Xers, felt the urge to live it up post-COVID, but now face tough choices as bills pile up. It’s a wake-up call—no matter your paycheck, staying debt-free takes ongoing discipline, not just a big salary. How do you keep lifestyle creep in check? #Business #MakeMoney #Miami