Ever wonder why your mortgage payment feels like a moving target? Here’s the scoop: today’s rates are higher than the pandemic lows, but not as wild as the 1980s. Even a 1% difference can mean hundreds more each month—so don’t just look at the house price, check that rate! Compare offers, know the difference between interest rate and APR, and use a calculator to see what you can really afford. The more you know, the less likely you’ll get caught off guard by your monthly bill. #RealEstate #MortgageTips #HomeBuying