Ever open your credit card app and notice your limit just... dropped? You're not alone. Banks are quietly lowering credit limits, even for folks who pay on time. It’s all about lenders getting jumpy over the economy and using algorithms that flag even small spending spikes—like winter travel or holiday shopping. If you only use a card for emergencies, you might get hit too. Pro tip: Use all your cards occasionally and keep balances low to avoid a surprise limit cut. #Business #MakeMoney #CreditCardTips