Ever notice your credit card interest spiked after the holidays? You’re not alone. Banks can now change your APR more often, and even small changes in your credit score or spending can mean higher rates—sometimes without a clear heads-up. If you’re a retiree or on a fixed income, this can sting even more. Pro tip: Check your statements closely and don’t let those surprise charges sneak up on you! #Business #MakeMoney #CreditCardTips