Thinking about buying a new home? Here’s the scoop: mortgage applications for new homes dropped 7% from October, but are still up compared to last year. What’s going on? More homes are on the market, so buyers have more choices and are taking their time. Mortgage rates are holding steady, so it’s a good moment to shop around, compare loan types, and plan your budget. Don’t stress about the headlines—focus on finding the right fit for your wallet and lifestyle! #RealEstate #HomeBuyingTips #MortgageRates