Here’s a money move to consider before you pop the New Year’s champagne: if your crypto or stocks took a hit this year, you can actually use those losses to lower your tax bill for 2025. It’s called tax-loss harvesting—just sell your losing investments before December 31 and you can offset gains or even up to $3,000 of your regular income. Just don’t buy back the same thing right away (the IRS is watching for that). Not for everyone, but a nice way to turn lemons into lemonade! #Business #Market #taxhacks