Anyone else feeling that post-holiday wallet regret? Turns out, a lot of us swiped our way through December and are now waking up to credit card bills that might linger till summer. The real kicker? Those sneaky interest charges can make your gifts way pricier than you thought. Pro tip: Take a quick money inventory and set a simple pay-off plan. New year, new habits—your future self will thank you! #Business #MakeMoney #MoneyHacks