Ever dream of buying a house without saving up a massive down payment? Turns out, you can—with a VA or USDA loan. These government-backed options let you skip the down payment, but your credit score still matters. Most lenders want to see at least a 620, though some go lower if your finances are solid. The catch? Expect extra paperwork if your score’s on the lower side. Pro tip: Keep your credit healthy by paying bills on time and not maxing out cards—future you will thank you! #Business #MakeMoney #HomeBuyingHacks