Ever feel like your paycheck is gone before the month’s over? The latest mortgage debate isn’t just about high home prices—it’s about how little cash most of us have on hand. Some say 50-year mortgages could lower your monthly payment, making homeownership possible for more people. But it’s not a magic fix: it won’t solve the real problem of rising costs and stagnant wages. Still, if you’re tight on cash, that extra $150 a month could be the difference between renting forever and finally getting your own place. #RealEstate #housingmarket #mortgage