Heads up: banks are quietly hiking the minimum you need to keep in your checking account to dodge monthly fees. At TD Bank, for example, you now need $250 (up from $100) or you’ll get hit with a $15 charge. That’s $180 a year—enough for a nice dinner out! If you’re living paycheck to paycheck or on a fixed income, this feels like a penalty for not being rich. Pro tip: check your bank’s rules, ask about fee waivers, or shop around for a truly free account. Don’t let sneaky fees eat your coffee budget! #Business #MakeMoney #BankingTips