Here’s a money move for your future self: not all retirement income will bump up your Medicare premiums. If you’re living off Roth IRA withdrawals or using an HSA for medical bills, you’re in the clear—those don’t count toward the income Medicare uses to set your rates. But big investment wins or cashing out too much from your 401(k) could mean a surprise bill. Planning ahead can keep more cash in your pocket for the fun stuff! #Business #MakeMoney #RetirementHacks