Did you notice everyone suddenly chatting about refinancing their home loans? That’s because mortgage applications just jumped a whopping 40% after the holiday lull. With rates dipping to around 6.16%, more folks are seizing the chance to save on monthly payments. If you’ve been waiting for a sign to check your own mortgage rate, this is it—your next coffee break could save you serious cash! #RealEstate #MortgageRates #Refinance