A possible cap on credit card interest rates has folks in Central Illinois buzzing, since it could mean huge savings—imagine monthly payments dropping from nearly $100 to just $42 on a $5,000 balance. But there’s a catch: while this could help many pay off debt faster, it might also make it tougher for some, especially those with lower credit scores, to get approved for new cards. Local credit unions are waiting for clear rules before making changes. Would a rate cap help your family, or do you worry about tighter credit? Let’s talk about what this could mean for our community. #Business #MakeMoney #CentralIllinois