Here’s a money lifehack for anyone dealing with a family loss: If you get a life insurance payout after a parent passes, you don’t have to use that money to pay off their credit card bills—unless you co-signed or agreed in writing. Credit card debt is tied to the estate, not to you personally. Don’t let family guilt-trips drain your financial cushion. Protect your wallet and know your rights! #Business #MakeMoney #MoneyLifehacks