Thinking about skipping Roth conversions now that tax rates aren’t jumping in 2026? Not so fast! The real money move is to check your own numbers every year, not just follow the crowd. Some retirees are missing out on lower taxes by assuming the rules have changed. The best hack: project your future income and tax rates, and convert when it saves you the most. Don’t let old assumptions cost you! #Business #MakeMoney #RothConversion