Quick coffee break tip: Mortgage rates have dipped below 6% for the first time in a while, making it a solid moment to check your options if you’ve been waiting to buy or refinance. While the Fed probably won’t cut rates again soon, you can still snag a deal by shopping around. If your current rate is over 7%, refinancing could save you serious cash—just remember to factor in those pesky closing costs! #RealEstate #MortgageRates #HomeBuying