Got $20K saved up and wondering where to stash it for max growth? Here’s the scoop: High-yield savings accounts are currently edging out CDs by a few bucks, but their rates can drop anytime. CDs lock in your rate, so you know exactly what you’ll earn, but you can’t touch your cash until it matures. If you want flexibility and a shot at higher returns, try splitting your money between both. Just don’t leave it in a regular savings account—those rates are basically pocket change! #Business #MakeMoney #MoneyHacks