Ever get a windfall and suddenly everyone has ideas for your cash? One reader inherited $22K, and now their stepdad wants them to co-sign a loan for his new barbershop. Here’s the thing: co-signing isn’t just a favor—it’s a huge risk. If his business tanks, you’re on the hook for the debt and your credit could take a hit. Protect your future and don’t let guilt make your money decisions. Sometimes, saying no is the real money move. #Business #MoneyLifehacks #FamilyFinance