Ever wish your investments could grow like a magic beanstalk? Morningstar’s MOAT ETF quietly did just that, turning $1 into $4 over the last decade—way ahead of the S&P 500. The secret sauce? It picks companies with serious staying power (think: brands you can’t live without) but only when they’re on sale. Heads up, though: MOAT’s recent returns have lagged the plain S&P, so it’s not always a smooth ride. Still, for long-term savers, it’s a solid blend of quality and value without needing a finance degree. #Business #Market #InvestingTips