Getting your insurance to cover a non-formulary or specialty drug? That used to be tough, but now it’s nearly impossible. In 2026, insurers are using AI to slam the door on exceptions—think tier exceptions, step therapy bypasses, off-label GLP-1s, and even quantity limits. If you want a brand name or a more convenient med, you’ll need more than a doctor’s note—think lab results and failed treatment receipts. The appeals game just got way harder! #Health #BodyHealth #insurance